55 Year Old Male - Quoted on April 23, 2008
$100,000 Single Pemium
$230,319 Death Benefit
- Cash to beneficiary on death - tax free
- Available for caregiver - see below
- Initial Premium returned anytime on request
- Cash out $128,095 at age 70 guaranteed
- Cash out $147,543 at age 70 at current rates
$6,222 Monthly Chronic Illness Benefit
- Pays when you need help to care for yourself
- Pays you, a family member or other caregiver
- Pays upon diagnosis by your doctor
- Only pays if you elect it to
Why this is the plan of the future
Starting Day One - no penalties